Do Debt Settlement Programs Work?

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[postlink] http://information-on-debt-consolidation.blogspot.com/2011/12/do-debt-settlement-programs-work.html[/postlink] http://www.youtube.com/watch?v=Ee5e-OJ4q1kendofvid[starttext]We've all seen commercials from debt settlement companies claiming to save you 50, 60, or even 75% on your overall debt, all while somehow improving your credit. Using imagery like the American flag, and even news footage of President Obama, they encourage viewers to use debt settlement as a shortcut to dealing with their financial problems.[endtext]

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